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Real Estate Glossary of Terms

Begins with Contains Exactly matches

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Term Definition
U.S. Department. of Housing and Urban DeA federal agency that oversees the Federal Housing Administration and a variety of housing and community development programs.
UnderwritingThe act of applying formal guidelines that provide qualitative and quantitative standards for determining whether or not a loan should be approved.
Undivided Interestan ownership right to use and possession of a property that is shared among co-owners, with no one co-owner having exclusive rights to any portion of the property.
Unencumbered Propertyreal estate that is owned free and clear.
Unilateral Contractan obligation given by one party contingent on the performance of another party, but without obligating the second party to perform.
Unimproved Propertyland that has received no development, construction, or site preparation (raw land).
Unrealized Gainexcess of current market value over cost for an asset that is not sold.
Unrecorded Deedinstrument that transfers title from one party (grantor) to another party (grantee) without providing public notice of the change in ownership.
Urban Renewalprocess of redeveloping deteriorated sections of the city, often through demolition and new construction, may be privately funded, but most often associated with government renewal programs.
Usufructthe right to use property--or income from property--that is owned by another.
Usurycharging a rate of interest greater than that permitted by state law.
Utility Easementuse of another's property for the purpose of laying gas, water, electric and sewer lines.

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